Website Terms of Use

These terms and conditions (the "Terms") contain the terms on which you may make use of our website www.globus-payments.com (the "Site").

Please read these Terms carefully before you start to use the Site. By using the Site, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use the Site.

1. Who We Are

1.1 The Site is owned and operated by Globus Payments Limited, a company registered in England and Wales under number 14016755 with its registered office at 69 Old Broad Street, London, England, EC2M 1QS ("Globus", "we", "our", and "us").

1.2 We are regulated by the UK's Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 for the issuing of electronic money. We are included in the FCA's registered of electronic money institution firms (Firm Registration Number 1018369) which can be found on the FCA website.

1.3 We are also authorised and regulated by the Dubai Financial Services Authority (DFSA Number: F008444) in the United Arab Emirates.

2. Contacting Us

2.1 You can contact us by using any of the methods available from time to time on the 'Contact Us' page of the Site, available here: https://globus-payments.com/contact.html.

3. These Terms

3.1 These Terms, together with our Privacy Policy (available here: https://globus-payments.com/privacy-policy.html) (our "Privacy Policy") and Cookie Policy (available here: https://globus-payments.com/cookie-policy.html) (our "Cookie Policy"), constitute the agreement between you and us for your use of the Site and the content and information provided on the Site ("Content").

3.2 These Terms do not relate to the services we provide as a business, which are supplied by us on the basis of our standard terms of business (which are available by contacting us using the methods of contact set out below) or a separate, written agreement between us and you.

3.3 We may change these Terms from time to time. Any changes we may make to these Terms in the future will be posted on the Site. By continuing to use and access this Site following such changes, you agree to be bound by them. Please review this page frequently to see any updates or changes to these Terms.

3.4 If you commit a breach of these Terms, we reserve the right at our sole discretion immediately and without notice to suspend or permanently deny your access to all or part of the Site and associated services.

4. The Site

4.1 We provide the Site on an "as is" and "as available" basis with all faults. We do not guarantee that the Site, or any Content, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of the Site without notice. You agree that your use of the Site is at your own risk. We will not be liable to you if for any reason any of the Site is unavailable at any time or for any period.

4.2 Unless specifically stated otherwise, any new content, features, materials, relating to or available through the Site shall be subject to these Terms.

4.3 This Site is directed to people residing in the United Kingdom. We do not represent that the content available on or through this Site is appropriate for use or available in other locations. Any products and services mentioned on this Site are subject to UK legal and regulatory requirements and may not be available in any jurisdictions other than the UK.

5. Your Account and Password

5.1 You must be 16 years or older to be eligible to register with us, and to use the Site. By using the Site, you represent and warrant that you are 16 years or older.

5.2 If you register with us, you must provide true and accurate information about yourself. Should the registration information provided prove false or misleading, we may suspend or terminate your account.

5.3 You are responsible for maintaining the confidentiality of your account details, including any user identification codes, passwords or any other piece of information that forms part of our security procedures, and you must not disclose these to any third party.

5.4 You are responsible for all activity under your account even if someone else uses your account. You authorise us to act on instructions received under your account and we will not be liable for any loss that you might suffer through following such instructions whether by you or another person.

5.5 We have the right to disable any user ID or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.

6. Your Privacy

6.1 Our Privacy Policy will apply to your use of the Site. The Privacy Policy sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Site, you acknowledge the contents of the Privacy Policy and assure us that all data provided by you is accurate.

6.2 We use cookies on the Site, our Privacy Policy should be read alongside our Cookies Policy.

7. Lawful Use

7.1 You may use this Site only for lawful purposes. You must not use this Site in any way that breaches any applicable local, national or international law or regulation, or in any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect.

7.2 You must not use or attempt to use any automated program (including, without limitation, any spider or other web crawler) to access our system or this Site. You must not use any scraping technology on this Site.

8. Intellectual Property Rights

8.1 The Site and the Content are owned by Globus and are protected by copyright and other applicable intellectual property rights and laws.

8.2 You may download and use the Content for your own use provided you do not alter or remove any copyright, trade mark or other proprietary notices.

8.3 You must not use the Content for any business, professional, commercial or other non-personal use without our express prior permission. For enquiries and permission requests please contact us.

9. Trademarks

9.1 The name 'Globus Payments' and the Globus logo are trade marks of Globus Payments Limited and may not (without our prior, written consent) be used in connection with any product or service that is not owned or provided by Globus, nor in any manner that is likely to cause confusion, or in any way that may disparage or discredit us.

9.2 Other trademarks or logos that appear on the Site are the property of their respective owners and are likely to be registered trademarks and subject to restrictions as to their use. They must not be used without the express written permission of both us and the trademark owner.

10. Disclaimer

10.1 While we take all reasonable care to ensure that the Content which we publish on this Site is as accurate as possible, we cannot promise that it will be complete, accurate, or up to date.

10.2 The Content including any opinions on this Site are provided by us for informational purposes only and are subject to change without notice. We are not giving you any advice (investment, legal, financial or otherwise) in respect of any of the information on this Site. You should obtain professional or specialist advice before taking, or refraining from, any action based on any information on this Site. Any reliance that you may place on the information on this Site is at your own risk.

10.3 To the maximum extent permitted by law, we disclaim any and all implied conditions, warranties and representations that this Site and the information and services available through it are of satisfactory quality, accurate, fit for a particular purpose, or non-infringing.

11. Limitation of Our Liability

11.1 The Site and the Content are provided for informational purposes only. We are not liable for business losses. If contrary to these Terms you use the Site or Content for any commercial, business or resale purpose we will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

11.2 As the Site and Content are free to use, to the maximum extent permitted by applicable law, we do not accept any liability to you in respect of the Site or the Content (whether arising in contract, tort (including negligence), breach of statutory duty or otherwise).

11.3 We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors or for fraud or fraudulent misrepresentation.

12. Viruses

12.1 We do not guarantee that the Site will be secure or free from bugs or viruses.

12.2 You are responsible for configuring your information technology, computer programs and platform in order to access the Site. You should use your own virus protection software.

12.3 You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site.

13. Third Party Links

13.1 Where the Site contains links to information, websites and resources provided by third parties, these links are provided for your information only. We have no control over third party websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not mean that we endorse that third party's website, products or services. Your dealings with any third party found on or via the Site is solely between you and the third party with whom you are dealing. Accordingly, you use these services at your own risk and we accept no responsibility for them or for any loss or damage that may arise from your use of them.

14. Linking to This Site

14.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

14.2 You must not establish a link to this Site in such a way as to suggest any form of association, approval or endorsement on our part where none exists or without our prior, written permission. You must not establish a link to this Site in any website that is not owned by you.

14.3 We reserve the right to withdraw linking permission without notice.

14.4 If you wish to link to or make any use of content on this Site other than that set out above, please contact us.

15. Termination

15.1 You may discontinue use of the Site and associated services at any time. These Terms will continue to apply to any past use by you of the Site.

16. Miscellaneous

16.1 If we do not exercise or enforce any legal right or remedy which may be available to us, this will not be taken to be a formal waiver of our rights.

16.2 If any part of these Terms shall be unlawful or unenforceable for any reason, this shall not affect the remainder of these Terms and that part shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

16.3 All legal notices in relation to the Site or these Terms should be given in writing and addressed to info@globus-payments.com

17. Applicable Law

17.1 These Terms (and any non-contractual obligations arising in connection with them) are governed by and shall be construed in accordance with English law and you can bring legal proceedings in respect of the Site in the English courts. If you live in Scotland you can bring legal proceedings in either the Scottish or the English courts. If you live in Northern Ireland you can bring legal proceedings in either the Northern Irish or the English courts.